Travel to Financial Success

The biggest asset class in the world is not bonds or equities. It's  real estate which is also a significant driver of labor and materials demand. House prices around the world have grown faster than incomes in a number of countries.  However, be warned that  housing prices are a lagging indicator : [3] Government inflation data uses historical prices to track housing, not current prices. So it takes time to see changes. In this article, we will cover two ratios (2015 = 100 ; latest available quarterly data on 09/18/2022 ): [1] Price to income ratio Price to rent ratio which both can be considered as a measure of affordability . Residential Construction Spending Residential construction spending, which is about an $800 billion category, is comprised of three components: [4] Single family construction is impacted by the 30-year fixed mortgage rate Multifamily construction is only 14% of the total is not impacted by the mortgage rates because big corporations typically ...

Figure 1.   One week % change or ROC (1) (Source: stockcharts.com ) One-Week Strong Rally Mac10 ( @SuburbanDrone ) used  1 week % change (i.e., ROC (1) in Figure 1) to show that the potential market retreat after one-week strong rallies (i.e., green vertical lines in Figure 1) during this year's bear market rallies.  As observed, the 1st market retreated after a strong one-week really in 3 weeks; 2nd one in 2 weeks; potentially 3rd one may take 1 week to retreat.  So, the movements of market during next week will be important, which we can use a trend reversal indictor to monitor. Trend reversal indicator Roy Mattox  ( @RoyLMattox ) also shared one good trend reversal indicator which he had followed over three decades—that is when net new highs exceed the new lows.  The below chart was shared by him. The most important trend following charts to follow. It is a hard penny environment until you see a cascade of blue. Figure 2.    $NAHGH - $NALOW ...

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The Catalyst Insider Buying Fund (INSAX) seeks to offer investors an opportunity to invest in large capitalization U.S. companies that are experiencing significant insider buying. The Fund only invests in companies where corporate insiders (CEO, CFO, directors, etc.) are purchasing their own company stock on the open market. We believe corporate insiders understand their own firm better than any outsider possibly could. Note that the Gross Expense Ratio of INSAX is very high (i.e., 1.70%) and its Morningstar Rating has only one star. Portfolio Holdings As of 03/31/2022, the INSAX's top 10 holdings are shown below: Credit: Charles Schwab INSAX vs $SPX Short Term Figure 1. INSAX showed a strong positive correlation (+.89) with the S&P 500 recently Long Term