Travel to Financial Success

If you visit the  Dallas-Fort Worth area, you could have the following options driving on its toll roads: Driving your own car Order a TollTag  (i.e., either a sticker or a hardcase)  in advance  Pay by  ZipCash later Renting a car Use the TollPass service provided by a car rental company For example, here is the information from one car rental company (note that this information may vary): $3.95 per usage day, not to exceed $19.75 per rental period Note that this is the administration fee which doesn't include your unpaid tolls Open a short-term  Zip-Pass account with NTTA   By calling NTTA Customer Service at 972-818-NTTA (6882) Move your hardcase TollTag (not available to the sticker ones) temporarily to a rental car  The reason is that some roads or toll stations in NTTA ( North Texas Toll Roads ) coverage area are " electronic payment only " and this may be the only way to pay your ...

  Video 1.  MARTINA MCBRIDE- WHEN YOU ARE OLD (YouTube link ) Lyrics When you are old and tired and gray Wear you overcoat on sunny days When your brave tales have all been told I'll ask for them when you are old When you are old and full of sleep And death no longer makes you weep When your body aches with cold I'll warm your heart when you are old You'll still be the same to me A comfort and a mystery And I will be able to you see I'll need someone to comfort me When you are old and pale and gaunt A gentle hand is all you want I will give you mine to hold And I'll be here when you are old Yes I will give you mine to hold And I'll be here when you are old Written by Gretchen Peters • Copyright © Sony/ATV Music Publishing LLC

Turning in the grain again The bells begin to chime Time, she says, “There’s no turning back, Keep your eyes on the tracks” Through the fields, somewhere there’s blue Oh, time will tell, she’ll see us through Howling out, The windy hills And all the time we took You should know just how it steals Keep your hand on the wheel And through it all, somewhere we knew Time will tell, she’ll see us through And all fire and flames took all we trust We’re kicking up dust Stations fade just like they do Oh, time will tell, we always knew Oh, time will tell, we always knew — Gregory Alan Isakov 2016

After moving to Texas from another State, I have run into issues with sections of the outlets that suddenly stop working. But, when I checked the fuse box, no signs of tripping was found there . What happened? Ground-Fault Circuit Interrupter (GFCI) A ground-fault circuit interrupter (GFCI) is a safety feature required usually when an outlet is installed near Water–bathrooms Kitchens Exterior fixtures They are designed to trip when a current imbalance occurs. When this happens, it’s easy to reset the outlet. However, knowing what happened is the first challenge and locating where the GFCI outlet is the second challenge. Personal Experiences My first experience of GFCI tripping happened outside the house. Thanks to a contractor who has kindly shown me where the GFCI is—it is located inside my garage. As shown in the above photo, you can never guess CFCI is actually located on this outlet. To see it, you need to unplug the plug . The second experience happ...

While migrating posts from one blog to another, I have inadvertently lost some posts in the following steps: Opened post on the old blog in editing mode Copied and pasted it to a new post on the new blog Somehow, my new posts were lost in the middle of process. Also, I have deleted all posts on the old blog immediately after they were copied. The end result is that I cannot find migrated posts on both the old and new blogs. Here are the approaches I have taken to recover them. Google Cache Google search engine  crawls article posted frequently, indexes them and saves a cache version of the page.  It also keeps on updating it in a timely manner. As described in [1], I have started looking for my lost posts in the " Google cache " first.  This approach works for posts that have been published.   To find deleted blog posts, type the following URL in Google search: Blogger  site: yourblogname.blogspot.com Sites site: sites.google.c...

Figure 1.  Top 10 states in the US with the highest tax burden  As Harry Dent said in his article: Like It Or Not, It's The Democrats' Era And Your Taxes Are Going Up Assuming his prediction is correct, in which state, should a retiree reside to reduce his/her tax burden? State Taxes There are three major state/local taxes to be considered: State income tax Sales /local  tax Property tax In a map, AARP has shown nicely which states do not have income tax, sales tax or taxes on social security . When a state comes to raise its revenues, each could be very different —except in each being heavily dependent on one main source of tax. For example,  Oregon state— which has no sales tax — relies far more heavily on income taxes than any other state (see below chart —click to enlarge). Comparing states for overall tax burden is a bit tricky and sometimes confusing .  Based on different consensus, survey year, methodology used in comp...

Plants need organic matter as well as water, and a fertilization schedule can be helpful to plants growing in our tough North Texas climate. Unfortunately, many homeowners apply the wrong fertilizer, too often, and at the wrong times . This leads to not only an expensive cycle of fertilizer application and mowing for turfgrass, but also creates pollution issues in our creeks and streams. To maximize your benefit from a chemical application, consider the following few suggestions. Use the right chemicals When looking at fertilizer products, keep in mind that the first number on the bag is always nitrogen (N), the second number on the bag is phosphorus (P), and the third number is potassium (K). Our North Texas clay soils are frequently nitrogen-deficient, but usually contain sufficient amounts of phosphorus and potassium. Each yard may have varying deficiencies in available nutrients, as well as potential deficiencies in other micronutrients, such as sulfur. To determine what ...

Study Compared Answers from 1939 and 2008: Top 3 Traits Valued by Men: Other Traits Valued by Men: Top 3 Traits  Valued by   Women: Other Traits  Valued by  Women: Source: Scientists discovered what men and women find most attractive in a long-term partner

Qualifying for  Medicare  doesn't mean that your health care costs will be covered.  Fidelity  estimates that  a couple who retires in 2013 will need as much as $240,000 beyond their Medicare coverage  to pay for health care costs in retirement. [1]  So it's crucial to have adequate savings set aside for your retirement. Assuming you have saved good amounts of money in 401(k), let's look at what the options you have when you retire. Key Facts Your 401(k)s— tax-deferred retirement plans —are  before-tax investments  and can  continue to grow tax-free . Companies also often match your contributions up to a limit. For example, the matching contribution from  Oracle  is equal to 50% of your first 6% in 410(k) Contributions. which is capped to $5,100 in 2013. However, you do pay  Social Security ( FICA )  and other employment taxes on your 401(k) contributions. At the time of 401(k) withdrawals, it will be ...

NYSE McClellan Oscillator (Ratio Adjusted) Index (updated on 02/25/2022 ) (Original Article posted on 04/23/2016) As reported in [1], NYSE McClellan Oscillator ($NYMO) has pulled back nicely on 04/21/2016.  So, now it's nowhere near overbought. Figure 1.   NYSE McClellan Oscillator (Ratio Adjusted) Index NYSE McClellan Oscillator ($NYMO) The McClellan Oscillator is a short- to intermediate-term momentum breadth indicator based on Net Advances (advancing issues less declining issues). If it is computed for the NYSE, the oscillator is called $NYMO .  Similarly, $NAMO is computed for the  Nasdaq.  Here we will focus only on $NYMO. The McClellan Oscillator is the 19-day EMA of Net Advances less the 39-day EMA of Net Advances. As the difference between two moving averages, this oscillator has characteristics similar to MACD . Signals can be derived from bullish/bearish divergences, overbought/oversold conditions and centerline crossovers....

Morgan Stanley has published a list of companies for your long-term investment considerations.  The criteria are based on: "Our best long-term picks based on sustainability and quality of business model " As described in this article , Morgan Stanley maybe is talking the book. if you invest in any stocks discussed here, you take your own risks. Evaluation Factors The evaluation is based on the following factors: Management's Strategic Thinking Competitive Advantage Trend Maket Share Growth Multiple Market Sahre Drivers Pricing Power Benefits from Scale RCE Drivers Cost Cuts/Culture Incremental Returns Above Current ROCE Capital Allocation  Resilience to Current Headwinds Governance Environment & Social Risk/Opportunities Top 30 Companies Here are the top-30 list in alphbetical order: Accenture Alphabet Amazon.com Apple Blackstone Comcast Corporation Constellation Brands CVS Health Corp Danaher Dollar General Est...

Alright Everybody Gather round The Candy Man is here What kind of candy do you want? Sweet chocolate? Chocolate walnut candy? Gum drops? Anything you want You've come to the right man because I'm the Candy man! — The Candy Man by Sammy Davis Jr.  Democrat vs Republican Democratic candidates Would increase revenue and make the system more progressive Republican candidates  Would cut revenue and make the system more regressive.  Candidates' Tax Plans The 2016 campaign has plenty of trash talk flying around. But one of these people is likely to be president, so you’d better know their plans, especially tax plans. There are huge differences. These differences are especially stark for very high-income households. Hillary Clinton   Is pretty steady. No earthquake Proposes much smaller tax increases, all focused on the rich Read more  here  on CNN Money's analysis Bernie Sanders   Would go for the biggest peaceti...

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