Travel to Financial Success

On EWG web site , it has published a report on seafood choices.  We eat fish or shellfish for the benefits of omega-3s. [1] However, seafood are also high in mercury. [4] Therefore, we need to choose fish based on its omega-3 and mercury levels.  Depending on your age, weight, and gender, EWG makes the following recommendations on what kinds of seafood to eat or avoid.  Calculation are based on 4 oz. serving size.  Note that sustainability is also considered in EWG's recommendations, which is based on the Seafood Watch from Monterey Bay Aquarium . [2,6] Species Weekly Mercury Sustainability Max Servings per Week Salmon 13% Best Choice: Wild Alaska 3 Sardines 20% Best Choice: Pacific 3 Mussels 8% Best Choice: farmed 3 Rainbow Trout 13% Best Choice: farmed ...

After taking a look at the "actuarial adjustments" of social security benefits below: you ask yourself: should I retire at age 62 or not? Tradeoffs The Social Security Administration has designed the benefit formula to, on average, yield the same amount in lifetime benefits irrespective of when you begin receiving payments.  Here is how the U.S. Government Accountability Office explained: "The Social Security benefit formula adjusts monthly payments so that someone living to average life expectancy should receive about the same amount of benefits over their lifetime regardless of which age they claim." If you expect to live to average life expectancy (78.74 in 2012), maybe the decision to retire earlier at age 62 or not is irrelevant. In [1], it has suggested that: If you're fortunate enough to live well into your 80s or beyond, then waiting will indeed result in a larger lifetime haul. However, if I were you, I would go with the prevalent wi...