Posts

Retirees Want More Dogs and Gardens

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Source: “ Retirees Want More Dogs and Gardens, Less Golf and Pickle Ball ,” John Burns Real Estate Consulting

Inverted Yield Curve , Recession, and Market Top

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When will stocks peak out?  That's the million dollar investment question. Based on The Mad Hedge Fund Trader , who has 12,098 followers on Seeking Alpha , his predication of stock top could be on: Friday, May 10, 2019 at 4:00 PM EST His predication is based on the following reasoning: Inverted yield curve could be created in December 2018 Assume that the Fed continues “normalizing” interest rates by raising 25 basis points a quarter for the next five quarters. This has a recession beginning 14 months after the December 15, 2018 Fed meeting, or February 2020 . Over the past 100 years, inverted yield curves have had an average life of 14 months, within a range of nine to 19 months . Historically, stock markets peak exactly 7.2 months before a recession , so this takes us back to August 2019 . Back out three more months for a “ Sell in May and go away ” effect Bear markets usually begin on Black Mondays Because investors are prone to digest deteriorating ...

Check If You Have a Gas Leak after Roof Replacement

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Watch out — if you have your roof newly replaced, read further because you could have a potential gas leak issue in your hand.   It has happened to me and it could happen to you too. In some older houses, it has their gas line attached directly under the roof while roof contractors could have used nail guns in the replacement.  Then the chance is high that you could have a potential gas leak problem. Other factors contributing to damaged gas lines include: Pipes becoming exposed after extreme weather Ground shifting, or  Normal wear and tear. How to Recognize a Gas Leak? You can detect leaking natural gas in a number of ways: Smell the distinctive odor (e.g. rotten egg smeall)  that make natural gas detectable Listen A hissing or whistling sound near a gas appliance or a roaring sound near a pipeline Look  Blowing dust Bubbling water  Dead vegetation near a gas line If you notice a patch of dead vegetat...

Changing Times at Old Age

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A friend of mine turned 68. I asked him what's changing? He sent me following lines: Yes, I am changing. After loving my parents, my siblings, my spouse, my children, my friends, now I have started loving myself. Yes, I am changing. I just realized that I am not “Atlas”. The world does not rest on my shoulders. Yes, I am changing. I now stopped bargaining with vegetable and fruit vendors. After all, a few dollars more is not going to burn a hole in my pocket but it might help the poor fellow save for his daughter’s school fees. Yes, I am changing. I pay the taxi driver without waiting for the change. The extra money might bring a smile on his face. After all he is toiling much harder for a living than me. Yes, I am changing. I stopped telling the elderly that they've already narrated that story many times. After all, the story makes them walk down the memory lane and relive the past. Yes, I am changing. I've learnt not to correct people even when I know they are wrong....

Amarantine by Irish Musician Enya

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Amarantine is taken from ancient Greek and means everlasting or immortal (the same as the amaranth flower). You know when you gave your love away It opens your heart, everything is new And you know time will always find a way To let your heart believe it's true You know love is everything you say A whisper, a word, promises you give You feel it in the heartbeat of the day You know this is the way love is Amarantine Amarantine Amarantine Love is always love Amarantine Amarantine Amarantine Love is always love You know love may sometimes make you cry So let the tears go, they will flow away For you know love will always let you fly How far a heart can fly away Amarantine Amarantine Amarantine Love is always love Amarantine Amarantine Amarantine Love is always love Amarantine Amarantine Amarantine Love is always love You know when love's shining in your eyes It may be the stars fal...

What to Expect at Stock Market Top—a Drop in Consumer Spending

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(Updated 05/01/2018) Major automakers on Tuesday posted lower new vehicle sales in April as consumer demand continued to weaken following a lengthy boom for the industry. [7] Consumer spending accounts for about 70% of gross-domestic-product growth.  When real income increases,  the consumer spend more.  When interest rates increase, the consumer spend less—because it costs the consumer more to borrow, so they step back from buying. If consumer spending in the U.S. economy starts to struggle, it will start to show up in the corporate earnings of companies on key stock indices that are currently able to buy back their own shares and cut expenses to make their numbers appear better.  At the market top , we need to monitor consumer spending closely .  When consumers are cutting back on discretionary purchases to preserve other spending, a market top could be forming and a recession could be imminent. Personal Savings Today, personal saving in th...

Winter Song

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Bum bum bum bum bum bum bum bum Bum bum bum bum bum bum Bum bum bum bum bum bum This is my winter song to you. The storm is coming soon, It rolls in from the sea My voice; a beacon in the night. My words will be your light, To carry you to me. Is love alive? Is love alive? Is love They say that things just cannot grow Beneath the winter snow, Or so I have been told. They say were buried far, Just like a distant star I simply cannot hold. Is love alive? Is love alive? Is love alive? This is my winter song. December never felt so wrong, 'Cause you're not where you belong; Inside my arms. Bum bum bum bum bum bum bum bum Bum bum bum bum bum bum Bum bum bum bum bum bum I still believe in summer days. The seasons always change And life will find a way. I'll be your harvester of light And send it out tonight So we can start again. Is love alive? Is love alive? Is love alive? This is my winter song. December never felt so...