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Showing posts from 2015

The Most Common Christmas Songs in Movies

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Charted by Statista  (original article from Forbes ) Clink links below to hear each song on Youtube: Jingle Bells Auld Lang Syne Silent Night Ave Maria Deck the Halls Joy to the World We Wish You a Merry Christmas Hark, the Herald Angels Sing Dance of the Sugar plum Fairy/ " the Nutcracker Suite" Have Yourself a Merry Little Christmas

How to Protect Your Pipes in the Winter

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Winter temperatures may be upon us, but there is still time to prepare your home before the first big freeze of the season. Water has a unique property in that it expands in volume as it freezes. If it happens to freeze inside of a container or a pipeline, the pressure buildup of the expanded ice can cause the container or pipe to burst, resulting in damage and expensive repairs. How to Protect Your Pipes To protect your pipes in the winter, wrap exterior hose bibs and exposed pipes with insulation. When expecting a hard freeze, leave cabinet doors open to sinks located on exterior walls, and set your faucets to a very slight drip. Even a small amount of moving water can be sufficient to prevent water from freezing completely in the pipes. Extended temperatures cold enough to cause pipes to freeze are uncommon in our region, but not impossible. If you are planning to be away from home for an extended period of time this winter, it may not be a good idea to turn the heater ...

Father-to-Son Talk on Marriage

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李開復 Kai-Fu Lee Are We There Yet? - Every kid on a car trip How Do We Get There? - Every dad on a car trip

How to Handle Life Affairs? My Room Gave Me All the Answers!

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I asked myself how to handle life affairs?  My room gave me all the answers:  Roof said: Aim high .  Fan said: Be cool .  Clock said: Value time .  Calendar said: Be up to date .  Wallet said: Save now for the future .  Mirror said: Always observe yourself .  Lamps said: Light up other's life .  Wall said: Share others' load .  Window said: Expand the vision .  Floor said: Always be down to earth .  Stairs said: Watch each step you take .  The most inspiring one:  Toilet bowl said: When it's time to let go, just let it go....   And the toilet paper said: Expect shit everyday !

Where to Retire in the States?

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Best States for Retirement Considering the following factors: Affordability Economic Health Crime Rates Populations of residents age 65+ Tax situation for retirees (see [3,5,8,9,12,17,18,23,30]) Kiplinger has ranked the following states as the "Best States for Retirement 2016": South Dakota Utah Georgia  Tennessee  Alabama  South Carolina  Washington  Florida  Arizona  Idaho  Worst States for Retirement Similarly, based on the following considerations: Total population Share of population 65+ Cost of living Health care costs Median home value Average income for 65+ households Retiree tax picture Communities and activities   Intellectual environment Outdoor activities Kiplinger has ranked the following states as the "Worst States for Retirement 2016": New York  New Jersey California  Connecticut  Illinois Massachusetts  Rhode Island  Mon...

The Paradox of Our Time by George Carlin

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By  George Carlin The paradox of our time in history is that  we have taller buildings but shorter tempers ,  wider Freeways , but narrower viewpoints .  We spend more , but have less ,  we buy more , but enjoy less .  We have bigger houses and smaller families ,  more conveniences , but less time .  We have more degrees but less sense ,  more knowledge , but less judgment ,  more experts , yet more problems ,  more medicine , but less wellness . We drink too much, smoke too much,  spend too recklessly, laugh too little,  drive too fast, get too angry,  stay up too late, get up too tired,  read too little, watch TV too much,  and pray too seldom. We have multiplied our possessions, but reduced our values.  We talk too much, love too seldom, and hate too often. We've learned how to make a living, but not a life.  We've added years to life...

Medicare: All Things Considered

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BREAKING: Medicare Part D Premium Costs Confirmed For 2025 (YouTube link ) Who is eligible for Medicare? U.S. citizens or legal residents with at least five consecutive years Individuals age 65 or older Individuals younger than 65 with a qualifying disability Anyone with a diagnosis of end-stage renal disease or ALS Health Care Costs Qualifying for Medicare doesn't mean that all your health care costs will be covered. Take a note of the following marketing shenanigan: Potential costs per month or year According to AARP , basic coverage still costs seniors, on average, more than $3,000 a year, thanks to premiums and deductibles. And if you sign up for a Medicare supplement to help cover additional out-of-pocket expenses, that could cost you another several hundred dollars a month. Potential lump-sum costs Fidelity estimates that a couple who retires in 2013 will need as much as $240,000 beyond their Medicare coverage to pay for health care costs in retirement. [1] The e...

How to remove and replace a Moen shower cartridge?

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Based on estimation, our shower cartridge may have been used for at least 14 years. Now it starts dripping. Here we discuss how to remove and replace it (i.e. a Moen shower cartridge). Before You Start For any plumbing project, you need to turn off water at the shutoff valve and drain remaining water from the faucet first. Depending on where you live (i.e., cool or warm area), your water shut-off valves may locate at different areas of your house. [1,2] In a small Texas town where I live now, the main water shut-off value is located inside the meter box near the curb. In our city, only authorized city personnel are allowed to open and work in the meter box. However, most newer homes in our area have additional shut-off valves located near the house in the flower bed. After locating the valve, you shut if off by turning it clockwise and on by turning it counter-clockwise. Finally, depending on the size of your house, draining remaining water from the pipe may take...

How to Invest in A Rising Rate Environment?

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(Updated on 12/27/2021) To see broad and persistent price inflation in an economy, we generally need two things . The first is a persistent rise in broad money supply , and the second is a physical constraint on our ability to produce more commodities, goods, or services cheaply . ― Lyn Alden  Declines in the working population relative to the nonworking population is an inflationary force. ―  Jesse Felder After all, populism , protectionism and deficit spending are all inflation ary . ― Deutsche Bank's Aleksandar Kocic Inflation Awakening (July 2018) ―Pimco In truth, inflation is all about the destruction of confidence in a fiat currency’s purchasing power . And there is no better way to do that than for the government to massively increase the supply of money and place it directly into the hands of its citizenry. In other words, helicopter money and Modern Monetary Theory (MMT) were deployed—and in a big way. The result was the largest increase of inflation in 40 ...